Ms. Keest is currently serving as a Senior Policy Counsel at the Center for Responsible Lending, in Durham, North Carolina. CRL is a non-profit, non-partisan organization dedicated to combating abusive financial practices. It is affiliated with the Center for Community Self-Help, a non-profit community development financial institution that has provided over $5 billion of financing to low-wealth families, small businesses and non-profits around the country. Previously, Ms. Keest was Deputy Administrator of the Iowa Consumer Credit Code and an Assistant Attorney General in Iowa, a specialist in state and federal consumer credit laws at the National Consumer Law Center, Boston, Massachusetts, and a legal services attorney in Iowa. She has served on the Federal Reserve Board’s Consumer Advisory Council, has testified before Congress on mortgage, credit card, and regulatory issues, and has written and trained extensively on consumer credit and the subprime mortgage industry around the country.