Josh Silver

Mr. Silver has 17 years experience in the housing and community development field. As Vice President of Research and Policy, Mr. Silver develops NCRC’s policy positions. He has written NCRC testimony submitted to the Senate and House Banking Committees on topics including financial modernization, predatory lending, and the effectiveness of the Community Reinvestment Act (CRA). He has also written several comment letters to federal banking agencies on subjects ranging from the merger application process, the content and accuracy of home and small business data, and fair lending issues. Mr. Silver has testified before Congress, municipal and state legislative bodies and has represented NCRC on television and radio. Prior to NCRC, Mr. Silver worked at the Urban Institute, where he specialized in housing market analysis and program evaluation. Mr. Silver holds a M.A. in Public Affairs from the Lyndon Johnson School of Public Affairs at the University of Texas and a B.A. in economics from Columbia University.